Loan Process

Do you need a quick influx of cash to make it to your next payday?  A cash loan is a great way to bridge the gap between the money you need now, and what you’ll earn on payday.  With the help of CashLoanToday.com, the process is straightforward and simple.  Here’s how it works:

Instant Application Process

Filling out most loan applications can be tedious, frustrating and time-consuming.  At CashLoanToday.com, our brief online payday loan application can be completed in just a few minutes.  Once you’ve submitted your application, you can sit back and relax knowing that your information is protected and we are hard at work to find you the very best lenders for your needs.

CashLoanToday.com takes your application information and compares it with our vast network of lenders to determine which company will meet your needs most effectively.  Once we’ve forwarded your application to the appropriate lenders, the lenders will contact you directly.  They may need additional information, such as a paycheck stub, which you can provide directly to them via email or fax.

Truth in Lending Disclosure

During this process, you will be informed of the exact cost of your cash loan.  How much interest will be charged on the loan?  Are there any additional fees associated with borrowing?  The Truth in Lending Act requires the lenders to provide you with the exact cost of your loans, including the interest rates any fees involved.  Before you sign any documents, make sure you understand exactly how much the overall loan will cost you and what you will be expected to repay on your loan’s due date.

Getting Your Money Fast and Easy

Once you have reviewed the loan documents and supplied the lender with the information they need to complete the transaction, you will be directed to an e-signature page where you accept the lender’s terms. When the process is complete, the lender will transfer your cash loan funds directly into your checking account within 24 hours.

Repaying Your Loan

When you sign your cash loan agreement, you are agreeing to repay the loan and associated fees on an agreed upon date.  The lender will automatically withdraw the funds from your checking account on the due date, so you don’t have to do anything else.

When you choose CashLoanToday.com to help you apply for a cash loan, you can be certain your application is secure and confidential.  CashLoanToday.com is not a lender and we do not approve or deny any applications.  We simply provide you with the ability to complete one easy online application, which we then forward to our network of reputable lenders.  The lenders compete for your business by offering the lowest rates and fees available. Once you’ve decided upon a lender whose terms are agreeable, you can append your e-signature to the supplied document.  The entire process usually takes just minutes to complete, so you can get the money you need today — without the credit check and drawn out approval process other lenders require.